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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,632 | $50,958-2.6% | $74,552-33.4% | $64,181-22.7% |
| Participation rate | 53.3% | 61.1%-7.7pp | 69.1%-15.8pp | 69.6%-16.2pp |
| Annual return | -6.91% | -1.86%-5.1pp | 32.53%-39.4pp | 7.63%-14.5pp |
| Employer contribution / active EE | $231 | $1,115-79.3% | $1,961-88.2% | $2,381-90.3% |
| Participant deferral / active EE | $1,067 | $2,301-53.6% | $3,108-65.7% | $3,470-69.2% |
| Admin fee / account holder | $1,365 | $4,223-67.7% | $5,060-73.0% | $4,887-72.1% |