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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,865 | $104,251-33.9% | $91,004-24.3% | $147,585-53.3% |
| Participation rate | 87.5% | 78.2%+9.3pp | 75.6%+11.9pp | 82.8%+4.7pp |
| Annual return | 22.48% | 27.06%-4.6pp | 4.60%+17.9pp | 578.57%-556.1pp |
| Employer contribution / active EE | $789 | $3,116-74.7% | $2,456-67.9% | $4,876-83.8% |
| Participant deferral / active EE | $3,525 | $4,195-16.0% | $3,548-0.6% | $5,439-35.2% |
| Admin fee / account holder | $660 | $8,948-92.6% | $5,417-87.8% | $10,885-93.9% |