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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,509 | $138,102-30.1% | $125,381-23.0% | $134,532-28.3% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | 1.54% | 750.73%-749.2pp | 572.31%-570.8pp | 418.27%-416.7pp |
| Employer contribution / active EE | $3,907 | $5,245-25.5% | $4,815-18.9% | $4,741-17.6% |
| Participant deferral / active EE | $8,946 | $7,801+14.7% | $7,448+20.1% | $6,401+39.8% |
| Admin fee / account holder | $1,602 | $11,568-86.1% | $10,007-84.0% | $11,429-86.0% |