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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,547 | $78,694-35.8% | $67,652-25.3% | $125,389-59.7% |
| Participation rate | 33.3% | 78.8%-45.5pp | 75.7%-42.3pp | 83.2%-49.9pp |
| Annual return | -3.05% | 9.46%-12.5pp | 6625.40%-6628.4pp | 282.24%-285.3pp |
| Employer contribution / active EE | $1,173 | $3,044-61.5% | $2,266-48.2% | $4,866-75.9% |
| Participant deferral / active EE | $1,667 | $4,292-61.2% | $3,560-53.2% | $5,352-68.9% |
| Admin fee / account holder | $324 | $7,403-95.6% | $4,821-93.3% | $9,541-96.6% |