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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,958 | $115,911+57.8% | $100,530+82.0% | $158,950+15.1% |
| Participation rate | 93.8% | 81.6%+12.2pp | 79.4%+14.3pp | 82.0%+11.8pp |
| Annual return | 17.78% | 34.80%-17.0pp | 30.89%-13.1pp | 302.91%-285.1pp |
| Employer contribution / active EE | $0 | $4,104-100.0% | $3,418-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $6,594 | $6,676-1.2% | $6,271+5.2% | $5,983+10.2% |
| Admin fee / account holder | $889 | $10,999-91.9% | $8,083-89.0% | $11,248-92.1% |