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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,805 | $103,387-65.4% | $87,102-58.9% | $152,885-76.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 7.62% | 28.10%-20.5pp | 28.19%-20.6pp | 345.39%-337.8pp |
| Employer contribution / active EE | $4,498 | $3,221+39.7% | $2,521+78.4% | $4,763-5.6% |
| Participant deferral / active EE | $3,391 | $4,778-29.0% | $4,048-16.2% | $5,851-42.0% |
| Admin fee / account holder | $1,350 | $12,193-88.9% | $7,491-82.0% | $11,598-88.4% |