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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,232 | $60,349+29.6% | $74,184+5.5% | $62,881+24.4% |
| Participation rate | 76.3% | 72.7%+3.6pp | 76.6%-0.3pp | 69.3%+7.0pp |
| Annual return | 4.91% | 21.38%-16.5pp | 17.74%-12.8pp | 20.14%-15.2pp |
| Employer contribution / active EE | $489 | $1,680-70.9% | $2,370-79.4% | $2,281-78.6% |
| Participant deferral / active EE | $2,988 | $2,856+4.6% | $3,550-15.8% | $3,203-6.7% |
| Admin fee / account holder | $3,082 | $4,261-27.7% | $5,586-44.8% | $4,296-28.3% |