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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,689 | $85,766+75.7% | $136,297+10.6% | $70,124+114.9% |
| Participation rate | 50.0% | 74.2%-24.2pp | 81.9%-31.9pp | 69.5%-19.5pp |
| Annual return | 16.33% | 31.45%-15.1pp | 5156.19%-5139.9pp | 73.14%-56.8pp |
| Employer contribution / active EE | $2,714 | $2,966-8.5% | $4,696-42.2% | $2,342+15.8% |
| Participant deferral / active EE | $6,454 | $5,051+27.8% | $6,247+3.3% | $3,332+93.7% |
| Admin fee / account holder | $146 | $5,420-97.3% | $9,244-98.4% | $4,645-96.9% |