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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,947 | $86,938-2.3% | $102,423-17.1% | $80,925+5.0% |
| Participation rate | 80.0% | 72.4%+7.6pp | 76.5%+3.5pp | 67.7%+12.3pp |
| Annual return | 10.19% | 18.89%-8.7pp | 29.42%-19.2pp | 35.65%-25.5pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,023-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $5,228 | $4,120+26.9% | $5,054+3.4% | $4,299+21.6% |
| Admin fee / account holder | $8,302 | $8,053+3.1% | $9,455-12.2% | $6,940+19.6% |