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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,803 | $54,757+239.3% | $90,304+105.8% | $72,975+154.6% |
| Participation rate | 69.4% | 65.2%+4.3pp | 73.3%-3.8pp | 69.5%0pp |
| Annual return | 23.30% | 30.63%-7.3pp | 78.13%-54.8pp | 81.01%-57.7pp |
| Employer contribution / active EE | $2,619 | $2,093+25.1% | $2,855-8.3% | $2,440+7.3% |
| Participant deferral / active EE | $4,990 | $2,887+72.8% | $3,885+28.4% | $3,608+38.3% |
| Admin fee / account holder | $907 | $3,973-77.2% | $5,354-83.1% | $5,124-82.3% |