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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,188 | $49,177+203.4% | $79,467+87.7% | $64,173+132.5% |
| Participation rate | 71.1% | 65.0%+6.0pp | 73.3%-2.3pp | 69.6%+1.5pp |
| Annual return | -8.69% | -1.16%-7.5pp | 718.30%-727.0pp | 7.63%-16.3pp |
| Employer contribution / active EE | $2,721 | $2,076+31.1% | $2,800-2.8% | $2,381+14.3% |
| Participant deferral / active EE | $4,640 | $2,821+64.5% | $3,704+25.3% | $3,470+33.7% |
| Admin fee / account holder | $484 | $3,839-87.4% | $5,104-90.5% | $4,887-90.1% |