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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,697 | $85,171-72.2% | $172,753-86.3% | $72,976-67.5% |
| Participation rate | 92.0% | 70.1%+21.9pp | 82.6%+9.4pp | 69.5%+22.5pp |
| Annual return | 13.88% | 27.32%-13.4pp | 803.00%-789.1pp | 81.02%-67.1pp |
| Employer contribution / active EE | $3,318 | $3,324-0.2% | $5,144-35.5% | $2,440+36.0% |
| Participant deferral / active EE | $2,016 | $3,260-38.2% | $5,198-61.2% | $3,608-44.1% |
| Admin fee / account holder | $627 | $5,880-89.3% | $13,956-95.5% | $5,124-87.8% |