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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,464 | $180,459-88.1% | $154,108-86.1% | $135,380-84.1% |
| Participation rate | 85.7% | 87.4%-1.7pp | 83.0%+2.7pp | 82.6%+3.1pp |
| Annual return | -6.33% | 888.21%-894.5pp | 735.21%-741.5pp | 519.81%-526.1pp |
| Employer contribution / active EE | $3,705 | $6,035-38.6% | $5,298-30.1% | $4,779-22.5% |
| Participant deferral / active EE | $2,356 | $5,806-59.4% | $5,081-53.6% | $5,609-58.0% |
| Admin fee / account holder | $2,734 | $16,145-83.1% | $13,411-79.6% | $10,828-74.8% |