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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,761 | $27,639+130.7% | $61,501+3.7% | $68,490-6.9% |
| Participation rate | 39.5% | 39.5%0pp | 52.6%-13.0pp | 67.9%-28.4pp |
| Annual return | -15.26% | -13.19%-2.1pp | 339.04%-354.3pp | -7.85%-7.4pp |
| Employer contribution / active EE | $1,000 | $696+43.6% | $1,160-13.8% | $2,597-61.5% |
| Participant deferral / active EE | $2,386 | $1,264+88.8% | $2,125+12.3% | $4,028-40.8% |
| Admin fee / account holder | $7,353 | $2,012+265.4% | $2,132+245.0% | $5,403+36.1% |