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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,592 | $34,316+59.1% | $74,723-26.9% | $72,976-25.2% |
| Participation rate | 36.2% | 42.4%-6.2pp | 54.5%-18.2pp | 69.5%-33.3pp |
| Annual return | 18.35% | 26.58%-8.2pp | 753.18%-734.8pp | 81.02%-62.7pp |
| Employer contribution / active EE | $615 | $692-11.1% | $1,084-43.2% | $2,440-74.8% |
| Participant deferral / active EE | $1,536 | $1,272+20.8% | $1,962-21.7% | $3,608-57.4% |
| Admin fee / account holder | $136 | $2,125-93.6% | $3,335-95.9% | $5,124-97.3% |