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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,574 | $157,296+111.4% | $141,191+135.5% | $152,897+117.5% |
| Participation rate | 93.3% | 84.8%+8.5pp | 82.5%+10.9pp | 82.5%+10.9pp |
| Annual return | 18.88% | 64.34%-45.5pp | 71.41%-52.5pp | 345.43%-326.6pp |
| Employer contribution / active EE | $4,007 | $5,262-23.8% | $4,736-15.4% | $4,764-15.9% |
| Participant deferral / active EE | $12,316 | $7,111+73.2% | $6,710+83.5% | $5,851+110.5% |
| Admin fee / account holder | $3,791 | $12,125-68.7% | $10,264-63.1% | $11,599-67.3% |