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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,693 | $138,076+97.5% | $123,553+120.7% | $135,380+101.4% |
| Participation rate | 92.9% | 84.7%+8.1pp | 82.3%+10.6pp | 82.6%+10.2pp |
| Annual return | -5.72% | 153.70%-159.4pp | 119.21%-124.9pp | 519.81%-525.5pp |
| Employer contribution / active EE | $2,272 | $5,152-55.9% | $4,628-50.9% | $4,779-52.5% |
| Participant deferral / active EE | $13,253 | $6,800+94.9% | $6,426+106.2% | $5,609+136.3% |
| Admin fee / account holder | $12,758 | $10,917+16.9% | $9,284+37.4% | $10,828+17.8% |