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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,173 | $93,617+156.5% | $135,982+76.6% | $75,177+219.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 13.14% | 30.89%-17.7pp | 68.32%-55.2pp | 160.75%-147.6pp |
| Employer contribution / active EE | $7,459 | $3,538+110.8% | $4,859+53.5% | $2,671+179.2% |
| Participant deferral / active EE | $8,070 | $6,406+26.0% | $7,760+4.0% | $4,126+95.6% |
| Admin fee / account holder | $38,388 | $6,980+450.0% | $10,767+256.5% | $5,651+579.3% |