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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,512 | $98,776+195.1% | $149,745+94.7% | $79,856+265.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.71% | 27.38%-16.7pp | 276.72%-266.0pp | 31.71%-21.0pp |
| Employer contribution / active EE | $6,706 | $3,217+108.5% | $4,646+44.4% | $2,471+171.4% |
| Participant deferral / active EE | $9,680 | $5,681+70.4% | $6,843+41.5% | $3,741+158.8% |
| Admin fee / account holder | $66,491 | $6,053+998.5% | $9,312+614.1% | $5,306+1153.0% |