Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,089 | $43,730-47.2% | $121,220-81.0% | $64,173-64.0% |
| Participation rate | 34.3% | 58.3%-24.1pp | 71.8%-37.5pp | 69.6%-35.3pp |
| Annual return | -13.62% | 68.94%-82.6pp | 16.94%-30.6pp | 7.63%-21.3pp |
| Employer contribution / active EE | $74 | $1,297-94.3% | $4,023-98.1% | $2,381-96.9% |
| Participant deferral / active EE | $3,584 | $2,281+57.2% | $3,345+7.1% | $3,470+3.3% |
| Admin fee / account holder | $724 | $3,502-79.3% | $5,021-85.6% | $4,887-85.2% |