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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,450 | $228,352-46.8% | $185,827-34.6% | $158,950-23.6% |
| Participation rate | 63.6% | 82.3%-18.7pp | 78.0%-14.4pp | 82.0%-18.3pp |
| Annual return | 19.60% | 40.81%-21.2pp | 35.96%-16.4pp | 302.91%-283.3pp |
| Employer contribution / active EE | $2,420 | $4,967-51.3% | $4,087-40.8% | $4,762-49.2% |
| Participant deferral / active EE | $9,101 | $6,416+41.8% | $5,633+61.6% | $5,983+52.1% |
| Admin fee / account holder | $2,955 | $11,867-75.1% | $9,502-68.9% | $11,248-73.7% |