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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,258 | $110,083-21.6% | $151,639-43.1% | $68,486+26.0% |
| Participation rate | 96.9% | 84.0%+12.9pp | 87.5%+9.4pp | 67.9%+29.0pp |
| Annual return | -13.34% | -10.12%-3.2pp | 3.34%-16.7pp | -7.85%-5.5pp |
| Employer contribution / active EE | $4,171 | $4,470-6.7% | $6,165-32.3% | $2,597+60.6% |
| Participant deferral / active EE | $8,789 | $6,526+34.7% | $8,363+5.1% | $4,028+118.2% |
| Admin fee / account holder | $4,949 | $7,718-35.9% | $11,613-57.4% | $5,404-8.4% |