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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,977 | $123,793-26.5% | $177,848-48.8% | $79,856+13.9% |
| Participation rate | 96.1% | 84.7%+11.4pp | 87.7%+8.3pp | 69.6%+26.4pp |
| Annual return | -0.47% | 22.82%-23.3pp | 48.33%-48.8pp | 31.71%-32.2pp |
| Employer contribution / active EE | $4,147 | $4,095+1.3% | $5,919-29.9% | $2,471+67.8% |
| Participant deferral / active EE | $7,145 | $5,956+20.0% | $7,714-7.4% | $3,741+91.0% |
| Admin fee / account holder | $1,007 | $7,243-86.1% | $12,431-91.9% | $5,306-81.0% |