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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,714 | $160,028+86.0% | $147,080+102.4% | $145,884+104.1% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 12.94% | 98.60%-85.7pp | 420.17%-407.2pp | 551.85%-538.9pp |
| Employer contribution / active EE | $4,595 | $5,286-13.1% | $4,933-6.9% | $4,662-1.4% |
| Participant deferral / active EE | $13,783 | $8,422+63.7% | $8,066+70.9% | $6,690+106.0% |
| Admin fee / account holder | $14,278 | $15,030-5.0% | $12,989+9.9% | $13,392+6.6% |