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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,051 | $165,399+77.8% | $149,745+96.4% | $158,982+85.0% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 11.22% | 348.34%-337.1pp | 276.72%-265.5pp | 302.99%-291.8pp |
| Employer contribution / active EE | $2,797 | $5,105-45.2% | $4,646-39.8% | $4,763-41.3% |
| Participant deferral / active EE | $9,616 | $7,183+33.9% | $6,843+40.5% | $5,983+60.7% |
| Admin fee / account holder | $6,578 | $10,811-39.2% | $9,312-29.4% | $11,252-41.5% |