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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,080 | $154,228+93.9% | $145,433+105.6% | $137,256+117.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.01% | 74.59%-61.6pp | 66.58%-53.6pp | 220.34%-207.3pp |
| Employer contribution / active EE | $5,644 | $4,804+17.5% | $4,554+23.9% | $4,156+35.8% |
| Participant deferral / active EE | $15,208 | $8,216+85.1% | $7,897+92.6% | $6,407+137.4% |
| Admin fee / account holder | $102,407 | $14,344+614.0% | $13,129+680.0% | $12,270+734.6% |