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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,714 | $160,040+86.0% | $147,096+102.4% | $145,877+104.1% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 12.94% | 98.49%-85.6pp | 419.75%-406.8pp | 551.28%-538.3pp |
| Employer contribution / active EE | $4,595 | $5,289-13.1% | $4,936-6.9% | $4,663-1.5% |
| Participant deferral / active EE | $13,783 | $8,429+63.5% | $8,071+70.8% | $6,691+106.0% |
| Admin fee / account holder | $14,278 | $15,050-5.1% | $13,005+9.8% | $13,402+6.5% |