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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,714 | $160,070+86.0% | $147,117+102.4% | $145,897+104.1% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 12.94% | 98.69%-85.8pp | 420.54%-407.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $4,595 | $5,285-13.1% | $4,932-6.8% | $4,663-1.5% |
| Participant deferral / active EE | $13,783 | $8,419+63.7% | $8,065+70.9% | $6,689+106.0% |
| Admin fee / account holder | $14,278 | $15,035-5.0% | $12,993+9.9% | $13,390+6.6% |