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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $66,262 |
WELLS FARGO BANK, N.A.5 years Filed as: WELLS FARGO CLEARING SERVICES LLC Service code 27 · EIN 23-2384840 | Advisory (Plan) | $50,808 |
PLANTE & MORAN, PLLC3 years Filed as: PLANTE MORAM Service code 10 · EIN 38-1357951 | Accounting | $15,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,456 | $71,142-44.5% | $119,608-67.0% | $64,814-39.1% |
| Participation rate | 96.2% | 78.6%+17.6pp | 79.3%+16.9pp | 71.5%+24.7pp |
| Annual return | -18.32% | -10.01%-8.3pp | -14.98%-3.3pp | 32.84%-51.2pp |
| Employer contribution / active EE | $1,170 | $2,497-53.2% | $4,232-72.4% | $2,507-53.3% |
| Participant deferral / active EE | $4,904 | $4,490+9.2% | $5,601-12.5% | $4,310+13.8% |
| Admin fee / account holder | $222 | $162+37.2% | $10,326-97.8% | $188+18.5% |