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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,743 | $77,920+152.5% | $149,723+31.4% | $75,177+161.7% |
| Participation rate | 88.0% | 65.6%+22.4pp | 78.8%+9.2pp | 67.2%+20.8pp |
| Annual return | 11.99% | 31.72%-19.7pp | 134.50%-122.5pp | 160.75%-148.8pp |
| Employer contribution / active EE | $6,360 | $3,138+102.7% | $4,821+31.9% | $2,671+138.1% |
| Participant deferral / active EE | $7,090 | $3,411+107.8% | $5,682+24.8% | $4,126+71.8% |
| Admin fee / account holder | $1,451 | $5,951-75.6% | $13,215-89.0% | $5,651-74.3% |