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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,343 | $95,415+54.4% | $185,851-20.7% | $85,851+71.6% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.37% | 23.59%-13.2pp | 122.11%-111.7pp | 318.63%-308.3pp |
| Employer contribution / active EE | $5,534 | $3,314+67.0% | $5,168+7.1% | $2,565+115.7% |
| Participant deferral / active EE | $5,830 | $3,424+70.3% | $5,569+4.7% | $3,952+47.5% |
| Admin fee / account holder | $15,900 | $7,215+120.4% | $16,245-2.1% | $6,261+154.0% |