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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,748 | $81,358+166.4% | $155,556+39.3% | $80,959+167.7% |
| Participation rate | 87.1% | 66.3%+20.8pp | 78.2%+8.9pp | 67.7%+19.4pp |
| Annual return | 8.37% | 33.39%-25.0pp | 64.84%-56.5pp | 35.67%-27.3pp |
| Employer contribution / active EE | $6,144 | $3,106+97.8% | $4,675+31.4% | $2,757+122.8% |
| Participant deferral / active EE | $6,727 | $3,455+94.7% | $5,631+19.5% | $4,300+56.4% |
| Admin fee / account holder | $3,263 | $7,994-59.2% | $15,885-79.5% | $6,925-52.9% |