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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,748 | $81,276+166.7% | $155,574+39.3% | $80,925+167.8% |
| Participation rate | 87.1% | 66.2%+20.8pp | 78.2%+8.9pp | 67.7%+19.4pp |
| Annual return | 8.37% | 33.36%-25.0pp | 64.87%-56.5pp | 35.65%-27.3pp |
| Employer contribution / active EE | $6,144 | $3,103+98.0% | $4,676+31.4% | $2,756+122.9% |
| Participant deferral / active EE | $6,727 | $3,453+94.8% | $5,629+19.5% | $4,299+56.5% |
| Admin fee / account holder | $3,263 | $7,993-59.2% | $15,914-79.5% | $6,940-53.0% |