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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,438 | $76,407+236.9% | $150,298+71.3% | $82,448+212.2% |
| Participation rate | 85.7% | 66.4%+19.3pp | 77.8%+8.0pp | 68.1%+17.6pp |
| Annual return | 17.66% | 39.99%-22.3pp | 62.79%-45.1pp | 41.64%-24.0pp |
| Employer contribution / active EE | $6,677 | $2,614+155.4% | $4,154+60.7% | $2,551+161.7% |
| Participant deferral / active EE | $7,228 | $3,214+124.9% | $5,453+32.6% | $4,139+74.6% |
| Admin fee / account holder | $10,956 | $6,352+72.5% | $14,116-22.4% | $7,234+51.4% |