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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,830 | $134,001+5.1% | $112,258+25.5% | $134,509+4.7% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | 0.00% | 47.15%-47.2pp | 27.47%-27.5pp | 418.13%-418.1pp |
| Employer contribution / active EE | $5,056 | $4,039+25.2% | $3,636+39.1% | $4,741+6.7% |
| Participant deferral / active EE | $6,112 | $5,291+15.5% | $4,728+29.3% | $6,400-4.5% |
| Admin fee / account holder | $424 | $7,491-94.3% | $6,411-93.4% | $11,427-96.3% |