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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,418 | $175,231-21.6% | $149,696-8.2% | $139,466-1.5% |
| Participation rate | 94.4% | 83.4%+11.1pp | 78.8%+15.7pp | 80.3%+14.1pp |
| Annual return | 15.46% | 166.77%-151.3pp | 134.46%-119.0pp | 373.66%-358.2pp |
| Employer contribution / active EE | $1,481 | $5,478-73.0% | $4,821-69.3% | $4,754-68.8% |
| Participant deferral / active EE | $4,376 | $6,521-32.9% | $5,682-23.0% | $6,712-34.8% |
| Admin fee / account holder | $808 | $16,155-95.0% | $13,212-93.9% | $11,409-92.9% |