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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,307 | $181,896-41.6% | $156,551-32.1% | $273,972-61.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 105.78% | 30.74%+75.0pp | 32.23%+73.5pp | 41.46%+64.3pp |
| Employer contribution / active EE | $6,238 | $6,248-0.2% | $5,501+13.4% | $4,869+28.1% |
| Participant deferral / active EE | $6,688 | $5,550+20.5% | $4,871+37.3% | $5,287+26.5% |
| Admin fee / account holder | $1,821 | $15,560-88.3% | $13,028-86.0% | $10,133-82.0% |