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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,372 | $117,426-31.6% | $99,470-19.2% | $152,885-47.4% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 40.31% | 31.87%+8.4pp | 30.72%+9.6pp | 345.39%-305.1pp |
| Employer contribution / active EE | $3,648 | $3,014+21.1% | $2,540+43.6% | $4,763-23.4% |
| Participant deferral / active EE | $5,844 | $4,086+43.0% | $3,619+61.5% | $5,851-0.1% |
| Admin fee / account holder | $1,630 | $7,634-78.6% | $6,252-73.9% | $11,598-85.9% |