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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,327 | $111,878+132.7% | $93,727+177.8% | $145,897+78.4% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 30.88% | 204.28%-173.4pp | 133.83%-103.0pp | 552.29%-521.4pp |
| Employer contribution / active EE | $0 | $3,092-100.0% | $2,421-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,620 | $4,920-6.1% | $4,417+4.6% | $6,689-30.9% |
| Admin fee / account holder | $32,333 | $10,256+215.2% | $8,292+289.9% | $13,390+141.5% |