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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,305 | $142,409+45.6% | $119,634+73.3% | $134,545+54.1% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.3%+8.2pp | 81.2%+6.3pp |
| Annual return | -18.89% | -12.46%-6.4pp | -14.98%-3.9pp | 418.37%-437.3pp |
| Employer contribution / active EE | $785 | $5,224-85.0% | $4,232-81.5% | $4,742-83.5% |
| Participant deferral / active EE | $3,767 | $6,468-41.8% | $5,601-32.8% | $6,401-41.2% |
| Admin fee / account holder | $1,146 | $13,594-91.6% | $10,329-88.9% | $11,431-90.0% |