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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,787 | $78,694+40.8% | $67,652+63.8% | $125,389-11.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | 1.91% | 9.46%-7.5pp | 6625.40%-6623.5pp | 282.24%-280.3pp |
| Employer contribution / active EE | $789 | $3,044-74.1% | $2,266-65.2% | $4,866-83.8% |
| Participant deferral / active EE | $4,595 | $4,292+7.0% | $3,560+29.1% | $5,352-14.1% |
| Admin fee / account holder | $571 | $7,403-92.3% | $4,821-88.2% | $9,541-94.0% |