Filed December 12, 2024 (most recent of 2 filings on file)
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,250 | $42,546-61.8% | $71,796-77.4% | $55,167-70.5% |
| Participation rate | 16.5% | 59.1%-42.6pp | 69.1%-52.6pp | 69.0%-52.5pp |
| Annual return | 59.91% | 12.36%+47.6pp | 78.04%-18.1pp | 169.23%-109.3pp |
| Employer contribution / active EE | $0 | $803-100.0% | $1,924-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $711 | $2,064-65.6% | $2,794-74.6% | $3,054-76.7% |
| Admin fee / account holder | $6,149 | $650+846.5% | $4,815+27.7% | $504+1120.3% |