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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,796 | $141,001-41.3% | $112,228-26.2% | $139,487-40.6% |
| Participation rate | 90.0% | 79.2%+10.8pp | 72.4%+17.6pp | 80.3%+9.7pp |
| Annual return | 15.61% | 32.75%-17.1pp | 30.23%-14.6pp | 373.84%-358.2pp |
| Employer contribution / active EE | $0 | $4,285-100.0% | $3,432-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $2,574 | $5,877-56.2% | $4,800-46.4% | $6,713-61.6% |
| Admin fee / account holder | $750 | $9,959-92.5% | $7,752-90.3% | $11,407-93.4% |