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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,433 | $103,393-29.0% | $87,103-15.7% | $152,909-52.0% |
| Participation rate | 88.9% | 79.4%+9.5pp | 76.9%+12.0pp | 82.5%+6.4pp |
| Annual return | 10.36% | 28.10%-17.7pp | 28.19%-17.8pp | 345.46%-335.1pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,991 | $4,778-58.3% | $4,049-50.8% | $5,851-66.0% |
| Admin fee / account holder | $16,589 | $12,195+36.0% | $7,491+121.4% | $11,601+43.0% |