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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,018 | $63,346+76.8% | $92,239+21.4% | $70,124+59.7% |
| Participation rate | 92.3% | 68.7%+23.6pp | 76.5%+15.8pp | 69.5%+22.8pp |
| Annual return | 25.07% | 530.19%-505.1pp | 176.29%-151.2pp | 73.14%-48.1pp |
| Employer contribution / active EE | $785 | $2,471-68.2% | $3,680-78.7% | $2,342-66.5% |
| Participant deferral / active EE | $7,369 | $2,854+158.2% | $3,897+89.1% | $3,332+121.2% |
| Admin fee / account holder | $1,201 | $3,841-68.7% | $5,194-76.9% | $4,645-74.2% |