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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,876 | $56,894+72.0% | $84,753+15.5% | $62,881+55.7% |
| Participation rate | 83.8% | 68.5%+15.2pp | 76.6%+7.2pp | 69.3%+14.5pp |
| Annual return | 7.38% | 6.30%+1.1pp | 22.78%-15.4pp | 20.14%-12.8pp |
| Employer contribution / active EE | $667 | $2,400-72.2% | $3,574-81.3% | $2,281-70.7% |
| Participant deferral / active EE | $7,090 | $2,709+161.7% | $3,712+91.0% | $3,203+121.4% |
| Admin fee / account holder | $587 | $3,581-83.6% | $5,333-89.0% | $4,296-86.3% |