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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,742 | $95,193-82.4% | $76,523-78.1% | $135,382-87.6% |
| Participation rate | 78.6% | 74.4%+4.2pp | 68.0%+10.6pp | 82.6%-4.1pp |
| Annual return | -13.09% | 4.85%-17.9pp | -0.27%-12.8pp | 519.77%-532.9pp |
| Employer contribution / active EE | $2,845 | $3,302-13.8% | $2,647+7.5% | $4,779-40.5% |
| Participant deferral / active EE | $5,749 | $4,639+23.9% | $3,835+49.9% | $5,609+2.5% |
| Admin fee / account holder | $1,057 | $6,249-83.1% | $4,848-78.2% | $10,829-90.2% |