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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,081 | $166,131+46.3% | $164,975+47.3% | $145,877+66.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 21.81% | 100.37%-78.6pp | 70.12%-48.3pp | 551.28%-529.5pp |
| Employer contribution / active EE | $8,658 | $5,276+64.1% | $4,343+99.4% | $4,663+85.7% |
| Participant deferral / active EE | $6,177 | $6,962-11.3% | $6,033+2.4% | $6,691-7.7% |
| Admin fee / account holder | $1,057 | $16,648-93.7% | $12,688-91.7% | $13,402-92.1% |