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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,789 | $162,821-29.5% | $133,978-14.3% | $158,982-27.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -8.45% | 41.95%-50.4pp | 45.10%-53.6pp | 302.99%-311.4pp |
| Employer contribution / active EE | $9,507 | $4,976+91.0% | $3,919+142.6% | $4,763+99.6% |
| Participant deferral / active EE | $6,634 | $5,910+12.2% | $5,047+31.4% | $5,983+10.9% |
| Admin fee / account holder | $6,255 | $11,742-46.7% | $8,930-30.0% | $11,252-44.4% |