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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $574,193 | $102,422+460.6% | $147,117+290.3% | $80,959+609.2% |
| Participation rate | 94.0% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 15.52% | 135.16%-119.6pp | 420.54%-405.0pp | 35.67%-20.1pp |
| Employer contribution / active EE | $5,400 | $3,717+45.3% | $4,932+9.5% | $2,757+95.9% |
| Participant deferral / active EE | $7,851 | $6,652+18.0% | $8,065-2.7% | $4,300+82.6% |
| Admin fee / account holder | $33,195 | $7,953+317.4% | $12,993+155.5% | $6,925+379.3% |