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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,828 | $78,672-37.9% | $109,163-55.3% | $85,856-43.1% |
| Participation rate | 88.7% | 68.3%+20.4pp | 75.9%+12.8pp | 69.3%+19.4pp |
| Annual return | 33.14% | 25.09%+8.0pp | 25.75%+7.4pp | 318.58%-285.4pp |
| Employer contribution / active EE | $0 | $2,734-100.0% | $3,723-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,969 | $3,467-14.4% | $4,654-36.2% | $3,952-24.9% |
| Admin fee / account holder | $15,676 | $5,470+186.6% | $6,754+132.1% | $6,261+150.4% |