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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,240 | $117,396-65.7% | $99,452-59.5% | $152,870-73.7% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.4%+17.6pp |
| Annual return | 4.87% | 31.87%-27.0pp | 30.72%-25.8pp | 345.34%-340.5pp |
| Employer contribution / active EE | $2,165 | $3,013-28.2% | $2,540-14.8% | $4,763-54.5% |
| Participant deferral / active EE | $1,615 | $4,086-60.5% | $3,619-55.4% | $5,850-72.4% |
| Admin fee / account holder | $3,234 | $7,632-57.6% | $6,251-48.3% | $11,597-72.1% |