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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,620 | $113,338-59.7% | $94,993-52.0% | $147,585-69.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 5.01% | 20.80%-15.8pp | 27.14%-22.1pp | 578.58%-573.6pp |
| Employer contribution / active EE | $10,350 | $3,160+227.5% | $2,603+297.6% | $4,876+112.3% |
| Participant deferral / active EE | $2,487 | $3,777-34.2% | $3,317-25.0% | $5,439-54.3% |
| Admin fee / account holder | $690 | $6,063-88.6% | $4,960-86.1% | $10,886-93.7% |