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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,074 | $152,592+75.7% | $125,180+114.2% | $152,885+75.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 6.82% | 54.84%-48.0pp | 43.79%-37.0pp | 345.39%-338.6pp |
| Employer contribution / active EE | $4,454 | $4,947-10.0% | $3,866+15.2% | $4,763-6.5% |
| Participant deferral / active EE | $6,170 | $5,868+5.1% | $4,937+25.0% | $5,851+5.5% |
| Admin fee / account holder | $76,572 | $13,435+470.0% | $9,703+689.2% | $11,598+560.2% |